
The all-in-one POS and payments product for retailers
Accept payments wherever and whenever your customers are shopping with our embedded payment products.
An easy way for customers to pay
Increase conversions and improve customer experience with SwanPay powered by ClearAccept, a fast, reliable payment solution that makes it easy for customers to pay. Swan software comes with SwanPay built in for all your POS and payment needs.
Taking payments with SwanPay
- Deliver a world-class customer experience with top-of-the-range integrated card machines.
- Accept payments smoothly & quickly online without requiring customers to leave your site.
- Fully secure over the phone payment options for the flexibility your business needs.


Why SwanPay?
- Get all of your payment methods from one provider.
- View transactions from all channels in one customisable portal, making reconciliation and reporting easier.
- Get UK-based payment and software support from one team.
- Exclusive payments features including BalancePay.
- Transparent pricing with no minimum fees, setup costs, refund charges or authorisation fees.
- Protect your business with robust security features.

BalancePay
A simple and secure way to collect order payments
BalancePay from SwanPay powered by ClearAccept lets you streamline your order payment completions within your retail system.
Better for you and your customers
Save time, receive payments quicker and improve delivery time with a solution that automates manual tasks in the customer payment journey.
Taking balance payments with BalancePay
- Improve your customer experience with convenient, secure links that send customers to a branded page to pay and choose their preferred delivery date.
- Save time with reduced unanswered calls and call-chasing with links automatically emailed to customers.
- Reduce friction and increase trust with a page branded as your store.
- Speed up time-to-delivery with an automated delivery scheduling process.
ClearAccept Ltd t/a SwanPay is authorised and regulated by the Financial Conduct Authority under the Payment Service Regulations 2017 (FRN 926372) for the provision of payment services.

Accept regular payments too
Do you need to take regular payments? We’ve got solutions for this too. Whether you want to accept recurring card payments or Direct Debits, our range of in-house products cater to various business needs.
- Increase customer retention
- Ensure a predictable cash flow
- Secure and compliant

Fast, flexible funding for businesses like yours
SwanPay gives you access to ClearAccept Revenue Finance, the fast, flexible way to fund your business.
- Apply online in just a few clicks.
- Once approved, you could receive your funds in less than 48 hours.
- There’s no mounting debt. You’ll pay one simple fixed fee as a percentage of your card takings.
- You can use the funding for whatever you need to give your business a boost.
This product is provided by Liberis Ltd, Scale Space Building, 1st Floor, 58 Wood Lane London, W12 7RZ (Company number: 05654231). ClearAccept Ltd will receive commission from Liberis following a successful referral. Liberis is not authorised or regulated by the Financial Conduct Authority. Your funding is not protected under the Financial Services Compensation Scheme(FSCS), nor will the Financial Ombudsman Service be able to consider a complaint about Liberis. Amounts advanced are subject to status and our underwriting process before any offer can be made.
Who we're working with
How to make your department store more relevant in a digital world
Smarty Schoolwear has transformed its business, achieving over £1.5m in turnover, by adopting innovative cloud-based software to manage growth, coupled with a significant upgrade to a powerful, integrated EPOS system.
Smarty Schoolwear boosts expansion and revenue with retail tech from Swan
Smarty Schoolwear has transformed its business, achieving over £1.5m in turnover, by adopting innovative cloud-based software to manage growth, coupled with a significant upgrade to a powerful, integrated EPOS system.
A Digital Transformation: Wigan Athletic FC
Over the past few months, Wigan Athletic Football Club have transformed their digital retail using our solutions tailored to the needs of sports clubs.
Chepstow Garden Centre Grow Their Customer Loyalty
Chepstow, an independent garden centre near the Wye Valley, has recently let their customer loyalty bloom online and in-store with Swan.
A Cut Above: Shirt Sleeves upgrades to TRIMS & SwanPay
Independent womenswear store, Shirt Sleeves, has recently revolutionised their operations by upgrading to TRIMS retail system with SwanPay integrated payments.
Bobby’s of Bournemouth: Finding the Right Retail System
Last year the iconic Bobby’s of Bournemouth, reopened its doors as part of the first phase of activation. We spoke to Andy Birt, General Manager & Director at Bobby’s, about his experiences of finding the right retail system for them.
Eight Generations of Specialist Retail
W J French, a long-established footwear retailer, has recently upgraded their retail software to TRIMS, together with our ClearAccept payment solution.
What our clients say about SwanPay
“After being with a previous provider since we started online, we decided it was time to look for a better deal. ClearAccept were able to offer us better rates with a seamless onboarding process as the software was made to work with our retail system.
“We were saving money on a better service, it was a no-brainer for us.”
Henry Tacey, Managing Director at Shirt Sleeves
“Having Swan’s till software on tablets and mobile ClearAccept PEDs meant we could open a pop-up Christmas market that could trade via Wi-Fi. This kind of flexibility is important to us as we continue to develop the business.
“In terms of day-to-day retailing, it has given us simplicity of operation, from the start of the day to banking at the end of the day.”
Andy Birt, General Manager & Director at Bobby’s of Bournemouth
Working better together
ClearAccept, Swan and SwanPay are all part of leading software and payments business, ClearCourse.
SwanPay card payments are processed by ClearAccept.
ClearAccept Ltd is authorised and regulated by the Financial Conduct Authority under the Payment Service Regulations 2017 (FRN 926372) for the provision of payment services.
Direct Debit services are provided by ClearDebit, trading as Cleara Consulting Ltd.
Interested?
When you become a Swan client, we’ll connect you with our colleagues in the ClearAccept team to set up your account.
If you’re already a Swan client, you can register for SwanPay by signing up to ClearAccept today, just get in touch.